Vehicle Insurance

basically, we need to make things easy when you're poor, and really hard when you're rich.

• All players have to pay for insurance for each car that they own.
• It is mandatory to pay for insurance (atleast the minimum insurance tier)
• The payment is issued per player playtime
  • This means if a player is offline for 3 months, they will not be bankrupt when they return
  • All payments for insurance needs to be tracked, via insim we'll want to show the last 5 payments for a player. (When player is talking to Insurance Agent)

Add an insurance company on the track:

• There's going to be a physical location a player can drive to to manage their insurance
  • They're going to be assisted by an insurance broker, which adds a fee.
  • A player can upgrade or downgrade their insurance plans based on their need.
• This adds an extra location where players can do deliveries to.
  • Players will not be able to do jobs from the insurance company.